Working capital
The cash a project eats before it pays you back.
70 dcash cycle
Crestline reads your ERP and shows which bills and payments hold up your cash.
Crestline connects read-only to your ERP, rebuilds how work actually flows through billing, approvals and payments, and returns a weekly list of delays priced in rupees with a named owner.
We connect to your ERP
Read-only. Your data and processes stay exactly as they are.
We show where money waits
Every RA bill, vendor payment and approval: how long it sits, and with whom.
We tell you what to fix
A weekly list ranked by rupee impact, tracked until the cash comes in.
Crestline process-mines five lenses straight from your ERP’s own event log: working capital, order-to-cash, procure-to-pay, client and vendor.
The cash a project eats before it pays you back.
70 dcash cycle
From work done on site to money in the bank.
23.4 dstuck at certification
From a site's material request to the vendor getting paid.
38%paid before terms
Which clients pay slow, and why.
118 dslowest client DSO
Which vendors cost more than their rate.
+2.8%hidden rate premium
Crestline shows the real process, where it waits, and a short list of what to do next.
Project A · Process Map
Order-to-cash
How work actually flows
Work executed
2,418 cases
1.2 d
RA bill submitted
2,401
4.8 d
Client review
median 23.4 d · 31% sent back
6.0 d
Certified
1,977
41 d
Payment received
94 days end to end
AIAbout this step · Client review
Takes 23.4 d against 14 d in the contract. 62% of the wait sits with the client's engineer.
ActionablesDo this first
Crestline measures the money a project eats before it pays you back: cash spent but not yet collected, and when you will need the bank to cover it.
Crestline times every step from work done on site to money in the bank: measure, RA bill, certify, invoice, collect, retention. It shows which step holds the cash longest and what that wait costs.
ActionablesDo this first
Crestline follows every payment from a site's material request to the vendor getting paid: indent, PO, GRN, bill, match, payment. It prices the cash that leaves earlier than the agreed terms required.
← Paid earlyDue datePaid late →
ActionablesDo this first
Crestline ranks every client by how long they actually take to pay against their own contract terms, and shows where in the cycle the delay sits.
ActionablesDo this first
Crestline prices each vendor's rate and the credit they give together, at your own cost of funds, so a cheap rate paid early can be compared with a dearer one paid late.
ActionablesDo this first
Crestline's AI CFO auditor reads the mined process, writes the finding, names the owner and follows up until the cash moves. Every figure in it is computed from your ERP, never generated: it never makes up a number.
Cash cycle · floored at contract terms70 d → 55 d
| Price and credit, priced together | Vendor A | Vendor B |
|---|---|---|
| Quoted rate (index) | 100 | 103 |
| Credit days | 15 | 60 |
| Total economic cost | 100 | 98.6 (lower) |
AI opening line: “Ask Vendor A to match the credit it already gives your other site on TMT bar.”
Crestline is process intelligence for EPC and construction finance, and nothing else. The honest boundary, so you know when to look elsewhere.
Crestline reads your books and never writes to them. The connection is read-only throughout, and your ERP stays exactly as it is.
No postings, approvals or edits. The login simply can't.
Hourly syncs, listed in settings for your IT team.
Certification in progress with an accredited body.
[Hosting region and options for India and the UAE.]
Let's talk
Crestline is one plan, shaped to your processes, systems and scale. There is no list price, because the scope decides it. Tell us your setup and we'll design the best-fit scope and price.
Short answers. Where the answer is 'it depends', we say what it depends on.
More definitions in the glossary of process and working-capital terms, and the technique itself on how Crestline mines your ERP.