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For EPC & construction CFOs

See where your project cash is stuck. Get it back.

Crestline reads your ERP and shows which bills and payments hold up your cash.

Book nowHow it works
  • Read-only
  • Live in 15 days
  • Works with your ERP
Cash stuck in your projects
₹38.4 Cr
today
Slowest step
23 days
client approval of bills
Cash you can free up
₹17.5 Cr
in the next quarter

Sample figures from a mid-size EPC contractor

How Crestline works

  1. 01

    We connect to your ERP

    Read-only. Your data and processes stay exactly as they are.

  2. 02

    We show where money waits

    Every RA bill, vendor payment and approval — how long it sits, and with whom.

  3. 03

    We tell you what to fix

    A weekly list ranked by rupee impact, tracked until the cash comes in.

Five lenses

Where your project cash goes.

Each lens is mined straight from your ERP event log.

  • WC01

    Working capital

    The cash a project eats before it pays you back.

    70 dcash cycle

  • O2C02

    Order-to-cash

    From work done on site to money in the bank.

    23.4 dstuck at certification

  • P2P03

    Procure-to-pay

    From a site's material request to the vendor getting paid.

    38%paid before terms

  • Client04

    Client

    Which clients pay slow, and why.

    118 dslowest client DSO

  • Vendor05

    Vendor

    Which vendors cost more than their rate.

    +2.8%hidden rate premium

Inside the app

What your finance team sees every day.

The real process, where it waits, and a short list of what to do next.

Project A · Process Map

Order-to-cash

FrequencyDurationCash
Cases
2,418
Median cycle
94 d
▲ 6 d
Conformance
64%
Rework
31%

How work actually flows

  1. Work done

    2,418 cases

    2.1 d

  2. RA bill raised

    2,401

    4.8 d

  3. Client review

    median 23.4 d · 31% sent back

    6.0 d

  4. Certified

    1,977

    41 d

  5. Paid

    94 days end to end

AIAbout client review

Takes 23.4 d against 14 d in the contract. 62% of the wait is on the client's engineer.

ActionablesDo this first

  • BAD
    Cut client review from 23.4 d to 14 d — the contract's term.Owner: Commercial head
  • WATCH
    31% of RA bills come back. Attach measurement sheets.Owner: Billing engineer

Raise ticketAlert owner

01 · Working capital

The money a project eats before it pays you back.

Cash spent but not yet collected — and when you will need the bank to cover it.

Cash cycle
70 d
▲ 6 d
Peak funding
₹4.5 Cr
Dec
DSO − DPO
33 d
Collections against paymentsMonthly cash in and out, with the running positionSample data
  • Collected
  • Paid out
  • Cumulative cash · ₹ Cr
+10+50−5−10Apr: collected ₹4.0 CrApr: paid out ₹6.0 CrAprMay: collected ₹5.5 CrMay: paid out ₹5.0 CrMayJun: collected ₹3.5 CrJun: paid out ₹7.0 CrJunJul: collected ₹6.0 CrJul: paid out ₹5.5 CrJulAug: collected ₹7.0 CrAug: paid out ₹6.5 CrAugSep: collected ₹4.5 CrSep: paid out ₹8.0 CrSepOct: collected ₹8.0 CrOct: paid out ₹6.0 CrOctNov: collected ₹6.5 CrNov: paid out ₹7.5 CrNovDec: collected ₹5.0 CrDec: paid out ₹7.0 CrDecJan: collected ₹7.5 CrJan: paid out ₹5.5 CrJanFeb: collected ₹8.5 CrFeb: paid out ₹6.0 CrFebMar: collected ₹7.0 CrMar: paid out ₹5.0 CrMarPeak funding need ₹8.5 Cr

Peak funding need ₹8.5 Cr in Dec

ActionablesDo this first

  • WATCH
    Collections dip below payments for 3 straight months from Oct.Owner: Finance controller
02 · Order-to-cash

From work done on site to money in the bank.

Measure → RA bill → certify → invoice → collect → retention.

Certification
23.4 d
vs 14 d
Sent back
31%
of bills
Collected
82%
How long each hand-off takesActual median days against what the contract allowsSample data
  • Actual median
  • Contract allows
  1. Work measured2.1 d against 3 d allowed
  2. RA bill raised4.8 d against 5 d allowed
  3. Client certifies23.4 d against 14 d allowed
  4. Tax invoice6.0 d against 7 d allowed
  5. Payment received41 d against 30 d allowed

ActionablesDo this first

  • BAD
    Payment received takes 41 d against 30 d terms.Owner: Collections
03 · Procure-to-pay

From a site's material request to the vendor getting paid.

Indent → PO → GRN → bill → match → payment.

Paid early
38%
₹20 Cr
On terms
44%
3-way match
2.4
rounds
Are we paying early, on terms, or late?Payments by days against their own due date · ₹ CrSample data

← Paid earlyDue datePaid late →

  1. 4.130+ early
  2. 6.315–30 early
  3. 9.81–15 early
  4. 14.2On terms
  5. 7.41–15 late
  6. 3.915–30 late
  7. 2.230+ late

ActionablesDo this first

  • WATCH
    14 payments on Package B released before client bills certified.Owner: AP lead
04 · Client

Which clients pay slow — and why.

Contract terms against how each client actually pays.

Held late
₹11.2 Cr
Paid on time
41%
Worst client
118 d
DSO
Does each client do what it signed?Promised payment days against actual, per clientSample data
  • Promised
  • Actually pays
  1. Client A+88d late: promised 30 days, pays in 118
  2. Client B+41d late: promised 45 days, pays in 86
  3. Client C+11d late: promised 60 days, pays in 71
  4. Client D+28d late: promised 30 days, pays in 58

ActionablesDo this first

  • WATCH
    Client C is our delay: bills go out 11 days after measurement.Owner: Billing engineer
05 · Vendor

Which vendors cost more than their rate.

Price and credit, priced together at your cost of funds.

DPO
61 d
Credit unused
19 d
nearby
Premium
+2.8%
Vendor A
Which vendor to buy from, on total costQuoted rate against real cost after credit · indexSample data
  • Quoted rate
  • Real cost after credit
  1. Vendor AQuoted 100, real cost 101.8
  2. Vendor BQuoted 103, real cost 98.6 (lowest real cost)
  3. Vendor CQuoted 98, real cost 99.9
  4. Vendor DQuoted 101, real cost 100.2

ActionablesDo this first

  • GOOD
    Shift next TMT order to Vendor B unless A matches terms.Owner: Procurement head
Crestline AI

An AI CFO auditor that never makes up a number.

Every figure is computed from your ERP. The AI reads it, names the owner, and follows up until it moves.

AI CFO auditorReviews every panel

Finds where the process leaks — and whose desk it's on.

  • BADVendor payments leave AP before they're dueOwner: AP lead
  • WATCHRA bills come back for missing measurementsOwner: Billing
  • BADClient A certifies 12 days past its windowOwner: Commercial
  1. Ticket raised
  2. Reminders
  3. Re-measured
  4. Verified
Ask any chartAnswers from the chart's own figures

Click a bar. Ask “what if?”

Median cycle · days
  1. Apr
  2. May
  3. Jun
  4. Jul
  5. Aug
  6. Sep

What if Client A certified on time?

Certified 12 d sooner → invoiced sooner → DSO falls → ₹3.1 Cr less borrowing

  • Ours · send measurements
  • Client · certify in window
Cash cycle simulatorComputed, not AI

Test the fix before you make it.

Cash cycle · floored at contract terms70 d → 55 d

New cycle
55 d
Cash released
₹17.5 Cr
Vendor deal advisorSample

Buy on total cost, not the quoted rate.

Price and credit, priced togetherVendor AVendor B
Quoted rate (index)100103
Credit days1560
Total economic cost10098.6 (lower)

AI opening line: “Ask Vendor A to match the credit it already gives your other site on TMT bar.”

Security

We read your books. We never write to them.

Your ERP stays exactly as it is.

  • Enforced

    Read-only access

    No postings, approvals or edits. The login simply can't.

  • Hourly

    Every sync on record

    Hourly syncs, listed in settings for your IT team.

  • In progress

    ISO 27001:2022

    Certification in progress with an accredited body.

  • Your choice

    Where data lives

    [Hosting region and options for India and the UAE.]

Pricing

One plan, shaped to your company.

Tailored to you

Custom

Let's talk

One plan, shaped to your processes, systems and scale. Tell us your setup and we'll design the best-fit scope and price.

to go live
15 d
read-only
R/O
streams
3
Let's talkBook a demo

Everything Crestline does

  • Unlimited processes · automation flows
  • Conformance checking + root-cause
  • Real-time alerts & monitoring
  • Custom KPI builder + query console
  • Realized-Impact Ledger · REST API
  • Simulation & scenario analysis
  • SSO / SAML + SCIM · advanced RBAC
  • Audit logs · data residency
  • SDK / notebook · dedicated support
  • Custom process & connector scope
  • Custom integrations & data pipelines
  • Bespoke security & compliance reviews
  • Dedicated solutions engineer
  • Volume & multi-year pricing
  • Unlimited analyst seats & free viewers
30-minute discovery call

Bring one question about your cash. We'll answer it from your own data.

With Rajat Kate, founder. For CEOs and CFOs of EPC and construction companies.

Book a 30-min callEmail Rajat