WC
Working capital
The cash a project eats before it pays you back.
70 dcash cycle
Process intelligence for EPC and construction
Your cash is waiting for a signature.
Crestline reads your ERP and shows which RA bills and retention are stuck, on which site, and how many crores.
Book a demo- Read-only on your ERP
- No AI-generated numbers
- Grey Infra ERP connector live
Read the film's script
- Your ERP knows what happened.
- Not how long each step took, or whose desk it sat on.
- So where is your money trapped?
- Meet Crestline.
- Working-capital intelligence for EPC, sitting on top of the ERP you already run.
- It discovers your real process from your own events.
- Every step, every route, every loop of rework.
- And it ranks bottlenecks by money, not by days.
- On cash out, every payment is judged against its due date.
- Because paying early is lending your borrowed cash at zero.
- Your cash cycle, shown as a queue.
- And the number no balance sheet shows you: your peak funding need.
- Every client and every vendor is judged against its own contract,
- and ranked by what the delay really costs.
- Then every leak becomes an action.
- Priced, owned, and one click from a ticket.
- Or just ask Crestline what to do first.
- Crestline. Know where your money is trapped, and who can release it.
Five lenses
Where does project cash get stuck on a construction project?
Crestline process-mines five lenses straight from your ERP’s own event log: working capital, order-to-cash, procure-to-pay, client and vendor.
- O2C
Order-to-cash
From work done on site to money in the bank.
23.4 dstuck at certification
- P2P
Procure-to-pay
From a site's material request to the vendor getting paid.
38%paid before terms
- Client
Client
Which clients pay slow, and why.
118 dslowest client DSO
- Vendor
Vendor
Which vendors cost more than their rate.
+2.8%hidden rate premium
Inside the app
What does Crestline show a finance team?
Crestline shows the real process, where it waits, and a short list of what to do next.
Project A · Process Map
Order-to-cash
Showing: Duration
- Cases
- 2,418
- Median cycle
- 94 d
- ▲ 6 d
- Conformance
- 64%
- Rework
- 31%
How work actually flows
Work executed
2,418 cases
1.2 dShort
RA bill submitted
2,401
4.8 dWatch
Client reviewSlow
median 23.4 d
31% sent back
6.0 dShort
Certified
1,977
41 dLong
Payment received
94 days end to end
AIAbout this step · Client review
Takes 23.4 d against 14 d in the contract. 62% of the wait sits with the client's engineer.
ActionablesDo this first
- BADCut client review from 23.4 d to 14 d, the contract's term.Owner: Commercial head
- WATCH31% of RA bills come back. Attach measurement sheets.Owner: Billing engineer
01 · Working capital
Where does working capital get trapped on a project?
Crestline measures the money a project eats before it pays you back: cash spent but not yet collected, and when you will need the bank to cover it.
- Cash cycle
- 70 d
- ▲ 6 d
- Peak funding
- ₹4.5 Cr
- Dec
- DSO − DPO
- 33 d
02 · Order-to-cash
How long does it take to turn work done into cash?
Crestline times every step from work done on site to money in the bank: measure, RA bill, certify, invoice, collect, retention. It shows which step holds the cash longest and what that wait costs.
- Certification
- 23.4 d
- vs 14 d
- Sent back
- 31%
- of bills
- Collected
- 82%
- Actual median
- Contract allows
- Work measured2.1 d against 3 d allowed
- RA bill raised4.8 d against 5 d allowed
- Client certifies23.4 d against 14 d allowed
- Tax invoice6.0 d against 7 d allowed
- Payment received41 d against 30 d allowed
ActionablesDo this first
- BADPayment received takes 41 d against 30 d terms.Owner: Collections
03 · Procure-to-pay
Are we paying vendors before we have to?
Crestline follows every payment from a site's material request to the vendor getting paid: indent, PO, GRN, bill, match, payment. It prices the cash that leaves earlier than the agreed terms required.
- Paid early
- 38%
- ₹20 Cr
- On terms
- 44%
- 3-way match
- 2.4
- rounds
← Paid earlyDue datePaid late →
- 4.130+ early
- 6.315 to 30 early
- 9.81 to 15 early
- 14.2On terms
- 7.41 to 15 late
- 3.915 to 30 late
- 2.230+ late
ActionablesDo this first
- WATCH14 payments on Package B released before client bills certified.Owner: AP lead
04 · Client
Which clients pay slowest, and why?
Crestline ranks every client by how long they actually take to pay against their own contract terms, and shows where in the cycle the delay sits.
- Held late
- ₹11.2 Cr
- Paid on time
- 41%
- Worst client
- 118 d
- DSO
- Promised
- Actually pays
- Client A+88d late: promised 30 days, pays in 118
- Client B+41d late: promised 45 days, pays in 86
- Client C+11d late: promised 60 days, pays in 71
- Client D+28d late: promised 30 days, pays in 58
ActionablesDo this first
- WATCHClient C is our delay: bills go out 11 days after measurement.Owner: Billing engineer
05 · Vendor
Which vendors cost more than their rate?
Crestline prices each vendor's rate and the credit they give together, at your own cost of funds, so a cheap rate paid early can be compared with a dearer one paid late.
- DPO
- 61 d
- Credit unused
- 19 d
- nearby
- Premium
- +2.8%
- Vendor A
- Quoted rate
- Real cost after credit
- Vendor AQuoted 100, real cost 101.8
- Vendor BQuoted 103, real cost 98.6 (lowest real cost)
- Vendor CQuoted 98, real cost 99.9
- Vendor DQuoted 101, real cost 100.2
ActionablesDo this first
- GOODShift next TMT order to Vendor B unless A matches terms.Owner: Procurement head
Crestline AI
What does the Crestline AI CFO auditor do?
Crestline's AI CFO auditor reads the mined process, writes the finding, names the owner and follows up until the cash moves. Every figure in it is computed from your ERP, never generated: it never makes up a number.
AI CFO auditorReviews every panel
Finds where the process leaks, and whose desk it's on.
- BADVendor payments leave AP before they're dueOwner: AP lead
- WATCHRA bills come back for missing measurementsOwner: Billing
- BADClient A certifies 12 days past its windowOwner: Commercial
- Ticket raised
- Reminders
- Re-measured
- Verified
Ask any chartAnswers from the chart's own figures
Click a bar. Ask “what if?”
- Apr
- May
- Jun
- Jul
- Aug
- Sep
Cash cycle simulatorComputed, not AI
Test the fix before you make it.
Cash cycle · floored at contract terms70 d → 55 d
- New cycle
- 55 d
- Cash released
- ₹17.5 Cr
Vendor deal advisorSample
Buy on total cost, not the quoted rate.
| Price and credit, priced together | Vendor A | Vendor B |
|---|---|---|
| Quoted rate (index) | 100 | 103 |
| Credit days | 15 | 60 |
| Total economic cost | 100 | 98.6 (lower) |
AI opening line: “Ask Vendor A to match the credit it already gives your other site on TMT bar.”
Scope
What is Crestline not?
Crestline is process intelligence for EPC and construction finance, and nothing else. The honest boundary, so you know when to look elsewhere.
- Not an ERP, and not accounting software
- Crestline holds no ledger and issues no invoice. It reads what your ERP already recorded and replaces nothing you run.
- Not project management or scheduling
- It does not plan the work or hold the programme. It measures what happened to the money after the work was done.
- Not a general-purpose process mining platform
- It is built for EPC and construction finance: RA bills, retention, variations, subcontractor payments. For a manufacturing shop floor or a call centre, a general platform such as Celonis or a PM4Py-based build will fit better.
- Not a write-back or automation tool
- The connection is read-only by design. Crestline raises the finding and tracks the ticket; the change is made by your team in your systems.
Security
Is our ERP data safe with Crestline?
Crestline reads your books and never writes to them. The connection is read-only throughout, and your ERP stays exactly as it is.
- Enforced
Read-only access
No postings, approvals or edits. The login simply can't.
- Hourly
Every sync on record
Hourly syncs, listed in settings for your IT team.
- In progress
ISO 27001:2022
Certification in progress with an accredited body.
- Your choice
Where data lives
[Hosting region and options for India and the UAE.]
Pricing
What does Crestline cost?
Tailored to you
Custom
Let's talk
Crestline is one plan, shaped to your processes, systems and scale. There is no list price, because the scope decides it. Tell us your setup and we'll design the best-fit scope and price.
- to go live
- 15 d
- read-only
- R/O
- streams
- 3
Everything Crestline does
- Unlimited processes
- Conformance checking + root-cause
- Real-time alerts & monitoring
- Custom KPI builder + query console
- Realized-Impact Ledger · REST API
- Simulation & scenario analysis
- SSO / SAML + SCIM · advanced RBAC
- Audit logs · data residency
- SDK / notebook · dedicated support
- Custom process & connector scope
- Custom integrations & data pipelines
- Bespoke security & compliance reviews
- Dedicated solutions engineer
- Volume & multi-year pricing
- Unlimited analyst seats & free viewers
Questions
What do CFOs ask about Crestline?
Short answers. Where the answer is 'it depends', we say what it depends on.
- What is Crestline?
- Crestline is process intelligence software for EPC and construction companies. It reads your ERP read-only, rebuilds how work actually flows through billing, approvals and payments, and prices every delay in rupees with a named owner.
- What is process mining, in plain words?
- Process mining rebuilds the real map of how work flows by reading the timestamps your software already records, rather than by asking people how they think it works. Crestline mines your ERP's event log and then prices what each delay costs.
- Does Crestline replace SAP, Tally or our ERP?
- No. Crestline is read-only and replaces nothing. It sits on top of the systems you already run, reads the trail they write, and never writes back to them.
- How long does it take to go live?
- About 15 days from the read-only connection being approved. The first process map and the first ranked list of delays come out of that first sync.
- What does Crestline actually find?
- Where cases wait longest, which stretches get repeated, which controls get skipped, which clients pay slowest and where cash leaves earlier than the agreed terms required. Each one is priced from your own volumes and waiting times.
- Who is Crestline not for?
- Crestline is built for EPC and construction finance: RA bills, retention, variations, subcontractor payments. For a manufacturing shop floor, a contact centre or a global multi-process rollout, a general process mining platform will fit better and we will say so on the call.
- What does it cost?
- One plan, scoped to your processes, systems and scale. There is no list price, because the scope decides it. Tell us your setup on the call and we will price it there.
- Is our data safe?
- The connection is read-only throughout, and data is held per tenant with separate encryption. Crestline never writes to your systems and never moves data between customers.
More definitions in the glossary of process and working-capital terms, and the technique itself on how Crestline mines your ERP.